Home Insurance, commonly called hazard insurance or homeowners insurance is a form of property insurance that covers private households. This is an insurance, personal insurance protection, the losses to the house of a man content, loss of use (additional living expenses) or loss of personal belongings other than house and apartment owners as well as liability insurance for accidents that may occur home or in combination, in the hands of the homeowners in the area of politics. It requires that at least one of these insured persons occupying the house. Residence Policy (DP) is similar, but used for residential buildings not eligible for various reasons, such as vacuum / non-residential buildings, seasonal / second homes or age.
