Auto insurance [1]

Auto insurance protects policyholders from financial loss in an incident with a vehicle that they own, such as in a traffic accident collision.

Coverage typically includes:

1. Property coverage for damage or theft of a car;
2. Liability insurance for legal liability to other parties for personal injury or property damage;
3. Medical care, the cost of injury treatment, rehabilitation and sometimes lost wages and funeral expenses.

Auto insurance [2]

Coverage levels

Car insurance may cover some or all of the following elements:

• The insured (medical payments)
• Car insurance (property damage)
• Third parties (car and person, property damage and injury)
• Third, fire and theft
• In some jurisdictions, coverage for bodily injury and driving the insured vehicle regardless of fault in a car accident (no fault car insurance) available

Different strategies which fall under what circumstances each element. For example, the vehicle against theft, fire, accident or damage to insured independent.